FREE REFERENCE — NOTHING TO SIGN UP FOR

Every IRS notice, in plain English.

What each one means, the deadline it actually carries, the rights that expire with it, and the mistake people make. Two things separate this from the rest of the internet. Every claim is cited to the IRS, the Internal Revenue Manual or the Code. And where the IRS publishes no day count — which is most of them — we say so instead of repeating the thirty days that circulates without a source.

Decode a specific letter → Is it really from the IRS? →

THE ONE DEADLINE THAT CANNOT BE MOVED

A Notice of Deficiency — CP3219A, Letter 531 or Letter 3219 — gives you 90 days from the date it was mailed, or 150 if it was addressed to someone outside the United States, to petition the Tax Court. The IRS states on its own page that replying to it does not extend that time. Every other deadline in this library is softer than it looks; that one is harder. What to do with one →

The IRS spots a mismatch

Letter 6173act on this no published count
A compliance demand about crypto. Unlike its two siblings, this one requires an answer by a printed date.
CP2501read it properly no published count
An earlier, softer version of the CP2000: the IRS has spotted a mismatch but has not yet computed a proposed tax change.
Letter 6174informational no published count
An educational letter. The IRS knows you have or had virtual currency accounts and wants you to know the rules.

It proposes a change

CP2000act on this 30 days
The IRS thinks third parties reported income you did not report, and it is proposing — not assessing — more tax.
Letter 525act on this 30 days
The examination is over, here is what the IRS proposes to change, and you have 30 days to protest before it becomes formal.

It makes the determination formal

CP3219Ahard deadline · rights expire 90 days
The formal determination that you owe more tax — the ninety-day letter, and your one ticket to Tax Court without paying first.
CP11read it properly 60 days
The IRS corrected something on your return and now says you owe money.
CP12informational 60 days
The IRS corrected your return and you are owed a refund, or your refund amount changed.
CP23informational no published count
You claimed more in estimated tax payments than the IRS has on record, and now you owe.

It bills you

CP15act on this no published count
The IRS has assessed a civil penalty against you and is billing you for it.
CP14read it properly 21 days
Your first bill. Tax has been assessed and it has not been paid.
CP49informational no published count
The IRS used all or part of your refund to pay a tax debt.

It starts collecting

CP90hard deadline · rights expire 30 days
The final levy notice — and the last document in the whole collection sequence that comes with judicial review attached.
CP504act on this 30 days
A real levy warning — but a narrow one. On its own this notice supports a levy on your state income tax refund and nothing else.
CP501read it properly no published count
A reminder that you still owe a balance.
CP503read it properly no published count
The IRS has not heard from you and the balance is still unpaid.

The consequences reach beyond tax

CP508Chard deadline · rights expire no published count
The IRS has told the State Department you owe a seriously delinquent tax debt. Your passport application or renewal will be denied and an existing passport may be revoked.
CP71Cact on this no published count
The annual statement that you still owe, with the passport warning attached. The plain CP71 is the same reminder without it.

Everything else

CP5071read it properly no published count
A Form 1040 was filed under your number and the IRS wants to know whether it was you before it processes the return.
Letter 4883Cread it properly no published count
The same identity verification as the CP5071 series, with one operative difference: this one has no online path at all.
CP2006informational no published count
A receipt. The IRS has your correspondence and will tell you what it decides.

Questions people actually ask

Which of these actually has a deadline that cannot be moved?

One: the Notice of Deficiency — CP3219A, Letter 531 or Letter 3219. Ninety days from the date it was mailed, a hundred and fifty if it was addressed outside the United States, and the IRS says plainly on its own page that talking to it during that window does not extend the window. The CP2000 deadline before it can be extended; this one cannot.

Why do some of these pages say there is no deadline when everyone else says 30 days?

Because the IRS does not publish one for those notices, and we would rather say that than repeat a number we cannot source. For CP2501, CP15, CP501, CP503, CP23, CP49, CP71 and the identity-verification letters, the IRS says only 'by the date shown on your notice'. The date on your copy is the one that governs — and if a site tells you 30 days with no citation, it is guessing on your behalf.

Which notice is the last one with a court at the end of it?

For a proposed tax change, the Notice of Deficiency — that is your Tax Court ticket. For collection, the final levy notice: CP90, LT11 or Letter 1058. Thirty days, Form 12153, and a Collection Due Process hearing you can take to the Tax Court afterwards. File it on day 31 and you get an Equivalent Hearing instead, which feels the same and has no court at the end.

Is a CP504 a final levy notice?

No, despite the wording. On its own it supports a levy on your state income tax refund, and it carries no Collection Due Process right — which is why it does not appear on the IRS's own list of notices offering that appeal. Filing Form 12153 against a CP504 preserves nothing. The final notice is the one that comes next.

What does any of this have to do with crypto?

The underreporter notices — CP2501 and CP2000 — are the ones a crypto 1099 produces. Brokers report your proceeds and leave the cost box blank, so the proposal computes the tax as though your coins were free. In Notice 2026-20 the IRS acknowledged that broker-reported basis and your own records will not match for 2026 transactions, and that where you made an adequate identification in your books and records, those records control regardless of what the broker reported. Reconstructing them is the answer to the notice.

Most crypto notices are arithmetic, not accusation.

The exchange reported what you sold for and left the cost box blank, so the IRS computed the tax as though the coins were free. Rebuild the basis from your own transaction history — free — and answer with a number instead of an apology.

Rebuild my numbers — free The CP2000 Response Kit →