NEUTRAL COMPARISON · FIGURES CHECKED 2026-08-29
Koinly vs CoinTracking
Neither of these is our product, and this page does not pretend to be neutral about the fact that we make one — but the figures below are simply what each vendor publishes, with the page they came from. We think you should be able to compare two tools without wading through either one's marketing.
Side by side
| Koinly | CoinTracking | |
|---|---|---|
| What you get without paying | Connect unlimited wallets, import up to 10,000 transactions and see computed gains on screen; generating and downloading the tax reports requires a paid plan for that tax year. | Their pricing page says portfolio view only; their own support desk article says the free plan allows 200 transactions. The two vendor sources conflict — we report the conflict rather than pick one. |
| Price at ~1,000 transactions | $99 per tax year (Hodler, ≤1,000 tx) | $169/yr (Pro, ≤3,500 tx) — the tier below is $49/yr for 200 tx |
| Above that | From $199 per tax year (Trader), whose card prints «3000+» rather than a ceiling. Their page states Koinly «supports up to 100,000 transactions on regular accounts» and refers anything larger to a custom plan, with no price shown for either. Re-read 1 September 2026: the $49 / $99 / $199 ladder and the 10,000-transaction free tier are unchanged; the separately-priced Pro tier we previously described is no longer listed. | $169/yr (Pro, ≤3,500) · $259 (20,000) · $349 (50,000) · $459 (100,000) · $899 (unlimited); lifetime licences from $249 to $7,199 |
| Four unfiled years — one payment or four? | Four payments. Koinly plans are per tax year and not subscriptions — a plan is valid for ten years but covers one year's reporting. Four years at the $99 band is about $396. | One payment. Memberships are 1-year, 2-year or lifetime and the transaction limits are cumulative lifetime totals, so one subscription covers every tax year. Cheaper than us for a multi-year catch-up. |
| Connections | Vendor's own pages disagree the same day: 1,000+ direct integrations on the integrations page, 900+ and 800+ elsewhere. API and CSV both supported. | Broad exchange and wallet coverage via API and CSV, plus a documented read-only API of their own. |
| Country depth | Around a dozen jurisdictions with dedicated statutory forms, plus generic reports elsewhere. | Many jurisdictions with configurable methods; report styles vary by country. |
| Documents produced | Complete Tax Report PDF, Form 8949, Schedule D, TurboTax, TXF, plus the national forms listed above. | Form 8949 and a wide set of configurable reports; export formats are extensive. |
| Does your import actually add up? | Their pages describe review warnings on imported data, including missing cost basis. We found no published figure for what an incomplete import costs in money, and no per-gap source attribution — treat the rest as not published rather than absent. | Extensive reconciliation and balance tooling is documented. No published costed figure for an incomplete import was found. |
| Evidence behind each figure | An itemised report showing per-disposal working — but no published methodology document, no versioned or dated ruleset, and no citation of the underlying statute beside each figure. | Extensive reporting and a documented API, but no published methodology document, no versioned ruleset and no per-figure statutory citation. |
| Getting your data out | Full transaction history and per-disposal gains export as CSV, with a documented import schema. | The strongest programmatic export of the group, via their documented read-only API. |
| Tax-loss harvesting | Tax Optimization dashboard. Their help centre says it «shows the potential gain/loss from selling currently held assets and its effect on your total capital gains in the current year», with a toggle to hide profitable assets and a long/short breakdown where the jurisdiction has one. It is restricted to FIFO, LIFO, HIFO, ACB and share pooling and is «not available for other cost basis calculation methods». No plan tier stated on that page. Nothing published about flagging an estimated or missing cost basis, and no jurisdiction warning on the page — which is notable given they ship the UK and Canadian forms. Retrieved 31 August 2026. | An Unrealized Gains report — «every position in your portfolio, sorted by gain or loss» across exchanges and wallets — plus the idea we thought was the best thing anybody in this table did with harvesting, and took: a cost-basis method comparison that runs FIFO, LIFO, HIFO and Specific ID side by side so you can «see which method produces the biggest harvestable loss before you commit to selling». Tier not stated on that page. No short/long split and nothing on estimated basis described. Retrieved 31 August 2026. |
| Your ledger vs your Form 1099-DA | The closest of the group, and a real feature: you can «download your 1099-DA(s) from your exchange(s), and upload them directly to Koinly», and it «uses this information to autofill the relevant sections of your reports, like the relevant checkboxes on Form 8949». What their own page does not describe is a line-by-line comparison against your ledger; on accuracy it puts the onus on the reader — «Investors, or their accountants, must be vigilant in checking that their 1099-DAs are accurate» — and tells them to amend the basis in columns (b) and (e) themselves. Read 1 September 2026. | Nothing published that we can cite about a per-line 1099-DA reconciliation. Their strength here is elsewhere — the cost-basis method comparison covered in the row above. Read 1 September 2026. |
| Dead platforms | Not a stated specialty. | Not a stated specialty. |
| Support model | Email/chat support; no published done-for-you price found. | Ticket support; done-for-you service at $1,099–$2,799 or $439/hour. |
Sources: Koinly · CoinTracking, checked 2026-08-29.
What neither of them does
Neither publishes a versioned, dated ruleset or a standing methodology document, and neither cites the underlying authority beside each computed figure. For most filers that never matters. It matters the day a tax authority asks where a number came from — which is the day we built our product for.
See what a cited scan looks like — free ClearBasis vs Koinly
compare-2026.1 · figures checked 2026-08-29 · Koinly and CoinTracking are trademarks of their respective owners; ClearBasis is not affiliated with, endorsed by or sponsored by any of them. Competitor figures are what each vendor published on its own site on the date shown and change without notice — follow the links and check before deciding. Where a vendor does not publish a figure in machine-readable form we say so rather than estimate it. ClearBasis is tax software, not a law firm, accounting firm or tax preparer.