NEUTRAL COMPARISON · FIGURES CHECKED 2026-08-29
Koinly vs CoinTracker
Neither of these is our product, and this page does not pretend to be neutral about the fact that we make one — but the figures below are simply what each vendor publishes, with the page they came from. We think you should be able to compare two tools without wading through either one's marketing.
Side by side
| Koinly | CoinTracker | |
|---|---|---|
| What you get without paying | Connect unlimited wallets, import up to 10,000 transactions and see computed gains on screen; generating and downloading the tax reports requires a paid plan for that tax year. | Portfolio tracking with daily updates; per their help centre the tax calculations themselves sit behind a paid plan — we could not verify this in-product, so treat it as their documentation rather than our observation. |
| Price at ~1,000 transactions | $99 per tax year (Hodler, ≤1,000 tx) | $199/yr (Prime, 1,000 tx/yr) — with $59 (Base, 100) and $99 (Base+, 250) below it |
| Above that | From $199 per tax year (Trader), whose card prints «3000+» rather than a ceiling. Their page states Koinly «supports up to 100,000 transactions on regular accounts» and refers anything larger to a custom plan, with no price shown for either. Re-read 1 September 2026: the $49 / $99 / $199 ladder and the 10,000-transaction free tier are unchanged; the separately-priced Pro tier we previously described is no longer listed. | $299 (Prime+, 2,500) · $599 (Ultra, 10,000) · $1,999 (Ultra+, 50,000). Full Service is quote-only. Note their own page states the Ultra+ ceiling inconsistently with their marketing elsewhere, and every paid tier carries a 200,000 LIFETIME cap on tax forms |
| Four unfiled years — one payment or four? | Four payments. Koinly plans are per tax year and not subscriptions — a plan is valid for ten years but covers one year's reporting. Four years at the $99 band is about $396. | One payment. Their page states that one plan covers all past tax years and lets you file for any prior year at no extra cost. The plan renews annually and reprices on last year's volume. This is genuinely cheaper than us for a multi-year catch-up. |
| Connections | Vendor's own pages disagree the same day: 1,000+ direct integrations on the integrations page, 900+ and 800+ elsewhere. API and CSV both supported. | Their own pages state 632, 500+ and 605+ on the same day. API (read-only) and CSV both supported. |
| Country depth | Around a dozen jurisdictions with dedicated statutory forms, plus generic reports elsewhere. | US-centric with international support; per-country statutory forms are not the focus. |
| Documents produced | Complete Tax Report PDF, Form 8949, Schedule D, TurboTax, TXF, plus the national forms listed above. | Form 8949, Schedule D, TurboTax and H&R Block hand-off. Their own documentation states no TXF export. |
| Does your import actually add up? | Their pages describe review warnings on imported data, including missing cost basis. We found no published figure for what an incomplete import costs in money, and no per-gap source attribution — treat the rest as not published rather than absent. | The strongest published version of this among the five: review-suggested flags, balance-discrepancy indicators comparing exchange-reported balances against the sum of transactions, and spam-token detection. It reports that numbers disagree; we found no published figure for what the disagreement costs. |
| Evidence behind each figure | An itemised report showing per-disposal working — but no published methodology document, no versioned or dated ruleset, and no citation of the underlying statute beside each figure. | Per-transaction cost basis, proceeds and fees are visible on expansion, and tax lots on higher tiers — but no documented price-data source, no published methodology and no versioned ruleset. |
| Getting your data out | Full transaction history and per-disposal gains export as CSV, with a documented import schema. | Transaction history exports as CSV; the computed cost-basis export is less clearly documented than Koinly's. |
| Tax-loss harvesting | Tax Optimization dashboard. Their help centre says it «shows the potential gain/loss from selling currently held assets and its effect on your total capital gains in the current year», with a toggle to hide profitable assets and a long/short breakdown where the jurisdiction has one. It is restricted to FIFO, LIFO, HIFO, ACB and share pooling and is «not available for other cost basis calculation methods». No plan tier stated on that page. Nothing published about flagging an estimated or missing cost basis, and no jurisdiction warning on the page — which is notable given they ship the UK and Canadian forms. Retrieved 31 August 2026. | The most product of the five: it «surfaces personalized opportunities based on your portfolio and allows you to swap crypto from self-custody wallets directly in CoinTracker» — harvesting and the trade in one place. Prime and Ultra only; Free and Base see a preview of a single opportunity. It carries two real warnings we did not find elsewhere: that German and Portuguese long-term losses are not deductible, and that staked crypto shows up in the recommendations though its basis only applies once unstaked. Nothing published about missing or estimated basis. Retrieved 31 August 2026. |
| Your ledger vs your Form 1099-DA | The closest of the group, and a real feature: you can «download your 1099-DA(s) from your exchange(s), and upload them directly to Koinly», and it «uses this information to autofill the relevant sections of your reports, like the relevant checkboxes on Form 8949». What their own page does not describe is a line-by-line comparison against your ledger; on accuracy it puts the onus on the reader — «Investors, or their accountants, must be vigilant in checking that their 1099-DAs are accurate» — and tells them to amend the basis in columns (b) and (e) themselves. Read 1 September 2026. | Not published as a per-line 1099-DA reconciliation. Their reconciliation tooling is about the user's own imported data — review flags, balance-discrepancy indicators against exchange-reported balances, spam detection — which is genuinely strong and is a different question from whether your return matches the form the IRS will match it to. Treat as not published rather than absent. Read 1 September 2026. |
| Dead platforms | Not a stated specialty. | Not a stated specialty. |
| Support model | Email/chat support; no published done-for-you price found. | Chat/email, tax-pro collaboration on paid plans, Full Service tier from $3,499/yr. |
Sources: Koinly · CoinTracker, checked 2026-08-29.
What neither of them does
Neither publishes a versioned, dated ruleset or a standing methodology document, and neither cites the underlying authority beside each computed figure. For most filers that never matters. It matters the day a tax authority asks where a number came from — which is the day we built our product for.
See what a cited scan looks like — free ClearBasis vs Koinly
compare-2026.1 · figures checked 2026-08-29 · Koinly and CoinTracker are trademarks of their respective owners; ClearBasis is not affiliated with, endorsed by or sponsored by any of them. Competitor figures are what each vendor published on its own site on the date shown and change without notice — follow the links and check before deciding. Where a vendor does not publish a figure in machine-readable form we say so rather than estimate it. ClearBasis is tax software, not a law firm, accounting firm or tax preparer.